The #MeToo movement has made women more aware of assumptions

Women have historically simply taken it for granted that they would be asked to do the grunt work in addition to their regular job regardless of their position. Altho the #metoo movement has undoubtedly surprised many men (and women) by reframing casual assumptions made, it's also made women far more aware that there's simply no … Continue reading The #MeToo movement has made women more aware of assumptions

If you use Windows, two reminders for 7 and 10

Unfortunately, I am forced to use Windows in a PC partition on my Mac because I need it to run Quicken which still far excels over any Mac financial software. That means I keep in touch (as little as possible) with Windows news. Since I see no reason to change versions of Windows until forced, … Continue reading If you use Windows, two reminders for 7 and 10

Developing countries not replacing their populations with babies

The US rate of births is down to its lowest level in three decades but that pales next to Japan. The many reasons why the birth rate is down are handled ably below altho I think two key causes in the United States not mentioned here matter: the expense of raising and educating a child … Continue reading Developing countries not replacing their populations with babies

Younger than retirement? These simple numbers show how much 15% of your income will be worth by then

These are simple numbers but aren't easy. Most people cringe at the mere concept of saving 15% of their income. What is even more frightening about this presentation is it shows how much income and what average rate of return you need to retire with a million dollars -- a barely adequate amount for generations … Continue reading Younger than retirement? These simple numbers show how much 15% of your income will be worth by then

Americans don’t yet grasp the cost of fighting climate change

Scientists are making headway on persuading even the most irrational of climate change deniers that facts override opinions. But only a small percentage of those who want to DO SOMETHING realize the true cost of making a significant difference. https://www.bloomberg.com/opinion/articles/2019-09-30/americans-fear-climate-change-and-the-cost-of-fighting-it?srnd=opinion Americans Fear Climate Change and the Cost of Fighting It Concern is one thing. Paying … Continue reading Americans don’t yet grasp the cost of fighting climate change

Monthly rents in Manhattan

This is why people buy apartments here if they can't find a rent-stabilized or other controlled rent place to live. The mortgage, because of the effect of inflation, eventually becomes almost affordable and your monthly maintenance fees are far less than paying rent. Once you find such a place, you basically stay there until you … Continue reading Monthly rents in Manhattan

Is thinning enough or is absolute minimum better?

I've posted before about baby boomers' discovery that people don't want their "stuff" -- whether they're thinning to downsize or to administer an estate. Ordinarily the younger generation might be happy to take, if not buy, those possessions for the memories and to replicate their parents' and grandparents' home atmosphere. Doesn't happen any more and … Continue reading Is thinning enough or is absolute minimum better?

Is Amazon using its search algorithms to profit rather than to benefit the customer?

Observers have known that there's a price that's been paid for Amazon to provide the best prices and products to its customers -- everything from the horrible conditions in its warehouses to the pressure placed on suppliers. But Amazon has done an excellent job in the past of positioning those costs as the price to … Continue reading Is Amazon using its search algorithms to profit rather than to benefit the customer?

Young people need a financial education — everything from using credit cards to saving

This has been a crusade of mine for decades as I find many people, not just the young, simply lack any concept on how to match their income to their expenses. https://www.bloomberg.com/news/articles/2019-09-21/young-people-are-starving-for-classes-on-finance-tips-on-taxes? Young People Are Starving for Classes on Finance, Tips on Taxes By Virginia Van Natta September 21, 2019, 8:42 AM EDT Financial literacy … Continue reading Young people need a financial education — everything from using credit cards to saving

What are the income ranges for middle class income in the U.S.?

These numbers surprised me as middle class goes to a much higher level than I'd expected. https://www.cnbc.com/2019/09/21/how-much-money-the-american-middle-class-earns.html 52% of Americans are considered ‘middle class’—here’s how much money they earn Published Sat, Sep 21 2019  10:30 AM EDT Kathleen Elkins@KATHLEEN_ELK Lesia Skywalker | Twenty20 According to a 2018 report from the Pew Research Center, 52% of American adults live in … Continue reading What are the income ranges for middle class income in the U.S.?

Part 2 of Los Angeles Times editorial on what must be done NOW about the climate crisis

This is the issue sometimes called environmental or climate justice. Those people who don't already have all of the toys and excess of the developed world are never going to be able to have them if human life on the globe is to survive. But can the "have's" simply say no? Or is there an … Continue reading Part 2 of Los Angeles Times editorial on what must be done NOW about the climate crisis

Seasonal hiring at FoxConn violates Chinese law but would be expensive to change

This is another problem Apple has that could prove very expensive to fix. Interesting analysis that hasn't gotten much attention so far. https://9to5mac.com/2019/09/09/foxconns-legal-problem/ Comment: I can see only an expensive solution to Apple/Foxconn’s legal problem Ben Lovejoy - Sep. 9th 2019 6:59 am PT @benlovejoy 65 Comments Facebook Twitter Pinterest LinkedIn Reddit Foxconn’s legal problem, … Continue reading Seasonal hiring at FoxConn violates Chinese law but would be expensive to change