Don’t leave the paper receipt behind in the restaurant

Just a reminder that using a credit card at restaurants has one downside. Unless you leave cash (the best approach), you're writing the amount of the tip on the paper receipt. That small piece of paper can be easily adjusted to show a larger amount. Always take your copy so that you have proof of … Continue reading Don’t leave the paper receipt behind in the restaurant

People are so brave to choose becoming parents

https://www.nytimes.com/2019/02/07/opinion/helicopter-parents-economy.html? The Bad News About Helicopter Parenting: It Works New research shows that hyper-involved parenting is the route to kids’ success in today’s unequal world. By Pamela Druckerman Contributing Opinion Writer Feb. 7, 2019 442 CreditWren McDonald Image CreditCreditWren McDonald I recently met a Texan couple whose son was still in diapers. They were angling to … Continue reading People are so brave to choose becoming parents

Unnoticed, but important, things the federal government does

Do you care about the privacy of your personal data held by the federal government or do you want to engage in a secure transaction with a federal agency? Increasingly, that's simply not going to be possible. So many anecdotes of people who didn't realize the government would (a) shut down, and (b) stay shut. … Continue reading Unnoticed, but important, things the federal government does

Mastercard does a good thing

Anyone who's ever been on the internet (and that's well in excess of 90% of all Americans) has, at some point, been hooked by a free trial that suddenly turns into an unstoppable stream of monthly charges. Mastercard is stopping that automatic process for charges on its cards. So easy for the behemoth financial in … Continue reading Mastercard does a good thing

Amazon can make sure you see ads for items you want — for a fee from the vendor

I put a very different title on this article than did the NY Times. Yes, Amazon is uniquely able to offer advertising access to vendors based on what you've bought or even looked at thru Amazon.  But (so far as I see here) Amazon is very careful to retain the information that would allow anyone … Continue reading Amazon can make sure you see ads for items you want — for a fee from the vendor

One of shutdown’s next casualties will be mass transit that won’t get their federal share of operating expenses

New Jersey commuters are particularly vulnerable but government funds that support public services are going to be drying up everywhere. https://www.nasdaq.com/article/the-shutdowns-next-victims-could-be-public-transit-systems-cm1080227

Turns out neither parents nor graduates can afford to pay off college tuition debt

Turns out that college tuition debt is simply too much for the graduates to pay while the parents face their own financial obligations and can't pay either. Sometimes, who was to be responsible for payment was never clearly established among family members in the first place -- and that agreement may not be reflected in … Continue reading Turns out neither parents nor graduates can afford to pay off college tuition debt