This is a prime example of people loving the idea of getting something for nothing. Several months ago, the terms by which Equifax settled a past privacy breach went viral as simply “fill out a form, get $125.” Unfortunately, one of the terms of getting that payout was an affirmation that you were using a credit monitoring service at the time of the breach. If you weren’t using a service, the remedy is to have credit monitoring free for a fixed period.
Once the time period expired for filing claims, the court began asking claimants for the cash payout to name the credit service monitoring company they were using — which most claimants were not. Plenty of disappointed people out there who didn’t read the fine print in the beginning